Title, Escrow and Closing Services in Florida

NU World Title Tampa handles the title search, title insurance, escrow and closing for residential and commercial deals anywhere in Florida. We find liens and defects before closing day, hold the money in a neutral account, prepare the settlement statement and record the deed, so you leave the table with keys and a clean title.

We've built this team on more than 20 years of combined experience in title and settlement work, and we keep our fees among the most competitive in the industry. Every service on this page protects one thing, which is your right to own the property free of someone else's claim. For the bigger picture, see why buyers and agents pick us as their Tampa title company.

Same-Day Title Search

Your title is your legal right to own and use a property. We pull the public record on a Florida property the same day you send the contract, tracing deeds, mortgages, judgments and liens back through prior owners so a missed item doesn't stall your closing date. Here's what we look for in a title search.

Title Insurance Coverage

An owner's policy protects you from title problems that existed before you bought, like a forged deed in the chain or an heir nobody knew about. You pay the premium once at closing and the coverage lasts as long as you own the home. Florida sets the premium by rule, so check yours with our Florida title insurance calculator.

Secured Escrow Services

We hold the deposit, the loan funds and the signed documents in a neutral account until every condition in the contract is met. Nobody gets paid and nothing records until both sides have done what they agreed to do. Read more on how escrow works with us.

Real Estate Settlement

We close residential purchases, commercial deals, refinances, REO properties, short sales and new developments. Our closers coordinate the lender's instructions, the payoffs and the signatures, then run the closing at our Tampa office, at your location or remotely.

Title & Lien Search

Open permits, code violations, unpaid utility bills and HOA balances can attach to a property and follow it to the next owner. Our municipal lien search finds those encumbrances before you sign, while the seller still has time to clear them. See how liens affect a Tampa closing.

Closing Cost Calculator

Ask and we'll send a same-day breakdown listing every charge and credit to the buyer and the seller. It works as an early draft of the settlement statement, so you see the numbers while there's still time to ask about them instead of at the table.

Short Sale Negotiations

When a home is worth less than what's owed on it, a short sale can be the better path for the owner. We work with the lender on the payoff approval and help homeowners salvage as much of their credit score as possible. Here's how a short sale closing works in Tampa.

24/7/365

Deals don't keep office hours, and we don't either. We can close any time of day, any day of the year, anywhere in the state of Florida, including remote and after-hour closings for buyers and sellers who live out of town.

How a Closing Moves Through Our Office

Every file follows the same order, and knowing it helps you spot a delay before it costs you a closing date. This is the path from a signed contract to a recorded deed.

  1. We open the file. Your agent or lender sends the contract, we confirm the parties and the closing date, and the buyer's deposit lands in escrow.
  2. We search the title. We pull the ownership history, open mortgages, judgments and municipal liens, and we order the HOA or condo estoppel when there's an association involved.
  3. We issue the commitment. The title commitment lists what has to be cleared before closing and what the policy won't cover. Here's how to read a title commitment.
  4. We clear what we find. We request payoff letters, chase lien releases and work through any defect with the seller's side so it's resolved before anyone signs.
  5. We balance the numbers. We prepare the settlement statement with the lender, so the buyer, the seller and both agents can review every line before closing day.
  6. We close and record. Everyone signs, we disburse the funds, record the deed and mortgage with the county, and issue the title policies.

Who We Work With

Buyers and sellers tend to meet us once, at closing. Real estate agents, lenders and investors work with us file after file, and they're a big part of why we answer the phone after hours. We serve all of them across Tampa Bay and the rest of Florida, from a first condo purchase in Brandon to a commercial building near downtown Tampa.

If you're buying, you'll get a straight explanation of every charge on your statement. If you're selling, we'll track down your payoff and any lien that could hold up your proceeds. First-time buyers can start with our guide to what happens at a Tampa closing, which walks through the day itself.

What We Need to Open Your File

Send us the fully signed purchase contract, the property address, and the names and contact details for both agents and the lender. Sellers should keep their mortgage account number and HOA contact handy, since we'll need both for the payoff and the estoppel. The sooner we have these, the sooner the search starts and the more room you have to fix anything it turns up.

Services FAQ

Can you run a title search the same day?

Yes. We can run a title search on a Florida property the same day we receive the contract, so a missed lien or defect doesn't stall your transaction. Files with probate or old judgments can take longer to clear.

What does escrow do in a real estate transaction?

Escrow means a neutral third party holds the deposit, the loan funds and the signed documents until every condition in the contract is met. It keeps a large transaction safe for both the buyer and the seller.

Who pays for title insurance in Tampa?

In Tampa and most of Hillsborough County, the seller typically pays for the owner's title insurance policy. If you're financing, the buyer usually pays for the lender's policy. Your contract decides it, so read the closing costs section before you sign.

Can you close anywhere in Florida at any time?

Yes. We can close 24 hours a day, 7 days a week, anywhere in the state of Florida. That includes remote and after-hour closings for buyers and sellers who can't come to our Tampa office.

This page explains title and closing services in general terms and isn't legal advice. For questions about your contract, your rights or a specific title problem, talk with a Florida-licensed real estate attorney.

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